PayPal sandbox. No real money moves.
Turnwise

Judge mode

Two ways to see Turnwise. Both use fictional members.

Load the demo circle

Eight members in Lagos, London and Houston saving $100 a month, six cycles in. The history is simulated, so it has no PayPal IDs, but it shows a full circle: sealed bids, two rejected by the gate, late payments and a deposit that covered a missed one. Ask the ledger “Who has paid late twice?”

Start a live circle in the PayPal sandbox

A real circle with 2 sandbox members, on demo time (one circle day passes in under a second). The Treasurer drafts the charter, each payment is authorized from a saved PayPal wallet and captured on the due date, one member misses a payment so the default steps run, and every payout is confirmed by PayPal. It takes about three minutes.

The worker runs live circles. Locally, start it in a second terminal with pnpm worker.